API Explorer

Add User to a Consent

This endpoint is used to add the User of Consent.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, rejected, REVOKED, RECEIVED, received, VALID, valid, REVOKEDBYPSU, revokedByPsu, EXPIRED, expired, TERMINATEDBYTPP, terminatedByTpp, AUTHORISED, AWAITINGAUTHORISATION.

User Authentication is Required. The User must be logged in. The Application must also be authenticated.

URL Parameters:

BANK_ID: gh.29.uk

CONSENT_ID:

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									{
  "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
  "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
  "status":"AUTHORISED"
}

Request Headers:

Response Headers:

Required Roles:

Validations:

Required JSON Validation: No
Allowed Authentication Types: Not set

Possible Errors:

OBP-20001: User not logged in. Authentication is required!
OBP-20057: User not found by userId.
OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
OBP-35024: The Consent's User is already added.
OBP-10001: Incorrect json format.
OBP-35001: Consent not found by CONSENT_ID.
OBP-50000: Unknown Error.

Connector Methods:

Version: OBPv4.0.0, function_name: by addConsentUser, operation_id: OBPv4.0.0-addConsentUser Tags: Consent, Account Information Service (AIS),

Answer Consent Challenge

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, rejected, REVOKED, RECEIVED, received, VALID, valid, REVOKEDBYPSU, revokedByPsu, EXPIRED, expired, TERMINATEDBYTPP, terminatedByTpp, AUTHORISED, AWAITINGAUTHORISATION.

Each Consent is bound to a consumer i.e. you need to identify yourself over request header value Consumer-Key.
For example:
GET /obp/v4.0.0/users/current HTTP/1.1
Host: 127.0.0.1:8080
Consent-JWT: eyJhbGciOiJIUzI1NiJ9.eyJlbnRpdGxlbWVudHMiOlt7InJvbGVfbmFtZSI6IkNhbkdldEFueVVzZXIiLCJiYW5rX2lkIjoiIn
1dLCJjcmVhdGVkQnlVc2VySWQiOiJhYjY1MzlhOS1iMTA1LTQ0ODktYTg4My0wYWQ4ZDZjNjE2NTciLCJzdWIiOiIzNDc1MDEzZi03YmY5LTQyNj
EtOWUxYy0xZTdlNWZjZTJlN2UiLCJhdWQiOiI4MTVhMGVmMS00YjZhLTQyMDUtYjExMi1lNDVmZDZmNGQzYWQiLCJuYmYiOjE1ODA3NDE2NjcsIml
zcyI6Imh0dHA6XC9cLzEyNy4wLjAuMTo4MDgwIiwiZXhwIjoxNTgwNzQ1MjY3LCJpYXQiOjE1ODA3NDE2NjcsImp0aSI6ImJkYzVjZTk5LTE2ZTY
tNDM4Yi1hNjllLTU3MTAzN2RhMTg3OCIsInZpZXdzIjpbXX0.L3fEEEhdCVr3qnmyRKBBUaIQ7dk1VjiFaEBW8hUNjfg

Consumer-Key: ejznk505d132ryomnhbx1qmtohurbsbb0kijajsk
cache-control: no-cache

Maximum time to live of the token is specified over props value consents.max_time_to_live. In case isn't defined default value is 3600 seconds.

Example of POST JSON:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com",
"valid_from": "2020-02-07T08:43:34Z",
"time_to_live": 3600
}
Please note that only optional fields are: consumer_id, valid_from and time_to_live.
In case you omit they the default values are used:
consumer_id = consumer of current user
valid_from = current time
time_to_live = consents.max_time_to_live

This endpoint is used to confirm a Consent previously created.

The User must supply a code that was sent out of band (OOB) for example via an SMS.

User Authentication is Required. The User must be logged in. The Application must also be authenticated.

URL Parameters:

BANK_ID: gh.29.uk

CONSENT_ID:

JSON request body fields:

answer:

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									{
  "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945",
  "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4",
  "status":"INITIATED"
}

Request Headers:

Response Headers:

Required Roles:

Validations:

Required JSON Validation: No
Allowed Authentication Types: Not set

Possible Errors:

OBP-20001: User not logged in. Authentication is required!
OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
OBP-10001: Incorrect json format.
OBP-50200: Connector cannot return the data we requested.
OBP-50000: Unknown Error.

Connector Methods:

Version: OBPv3.1.0, function_name: by answerConsentChallenge, operation_id: OBPv3.1.0-answerConsentChallenge Tags: Consent, Account Information Service (AIS), PSD2,

Create Consent (EMAIL)

This endpoint starts the process of creating a Consent.

The Consent is created in an INITIATED state.

A One Time Password (OTP) (AKA security challenge) is sent Out of Band (OOB) to the User via the transport defined in SCA_METHOD
SCA_METHOD is typically "SMS","EMAIL" or "IMPLICIT". "EMAIL" is used for testing purposes. OBP mapped mode "IMPLICIT" is "EMAIL".
Other mode, bank can decide it in the connector method 'getConsentImplicitSCA'.

When the Consent is created, OBP (or a backend system) stores the challenge so it can be checked later against the value supplied by the User with the Answer Consent Challenge endpoint.