API Explorer

v4.0.0 (543 APIs)

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Add User to a Consent

This endpoint is used to add the User of Consent.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP, AUTHORISED, AWAITINGAUTHORISATION.

Authentication is Mandatory

URL Parameters:

BANK_ID: gh.29.uk

CONSENT_ID:

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"AUTHORISED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-20057: User not found by userId.
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-35024: The Consent's User is already added.
  • OBP-10001: Incorrect json format.
  • OBP-35001: Consent not found by CONSENT_ID.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv4.0.0, function_name: by addConsentUser, operation_id: OBPv4.0.0-addConsentUser Tags: Consent, Account Information Service (AIS),

Answer Consent Challenge

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP, AUTHORISED, AWAITINGAUTHORISATION.

Each Consent is bound to a consumer i.e. you need to identify yourself over request header value Consumer-Key.
For example:
GET /obp/v4.0.0/users/current HTTP/1.1
Host: 127.0.0.1:8080
Consent-JWT: eyJhbGciOiJIUzI1NiJ9.eyJlbnRpdGxlbWVudHMiOlt7InJvbGVfbmFtZSI6IkNhbkdldEFueVVzZXIiLCJiYW5rX2lkIjoiIn
1dLCJjcmVhdGVkQnlVc2VySWQiOiJhYjY1MzlhOS1iMTA1LTQ0ODktYTg4My0wYWQ4ZDZjNjE2NTciLCJzdWIiOiIzNDc1MDEzZi03YmY5LTQyNj
EtOWUxYy0xZTdlNWZjZTJlN2UiLCJhdWQiOiI4MTVhMGVmMS00YjZhLTQyMDUtYjExMi1lNDVmZDZmNGQzYWQiLCJuYmYiOjE1ODA3NDE2NjcsIml
zcyI6Imh0dHA6XC9cLzEyNy4wLjAuMTo4MDgwIiwiZXhwIjoxNTgwNzQ1MjY3LCJpYXQiOjE1ODA3NDE2NjcsImp0aSI6ImJkYzVjZTk5LTE2ZTY
tNDM4Yi1hNjllLTU3MTAzN2RhMTg3OCIsInZpZXdzIjpbXX0.L3fEEEhdCVr3qnmyRKBBUaIQ7dk1VjiFaEBW8hUNjfg

Consumer-Key: ejznk505d132ryomnhbx1qmtohurbsbb0kijajsk
cache-control: no-cache

Maximum time to live of the token is specified over props value consents.max_time_to_live. In case isn't defined default value is 3600 seconds.

Example of POST JSON:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com",
"valid_from": "2020-02-07T08:43:34Z",
"time_to_live": 3600
}
Please note that only optional fields are: consumer_id, valid_from and time_to_live.
In case you omit they the default values are used:
consumer_id = consumer of current user
valid_from = current time
time_to_live = consents.max_time_to_live

This endpoint is used to confirm a Consent previously created.

The User must supply a code that was sent out of band (OOB) for example via an SMS.

Authentication is Mandatory

URL Parameters:

BANK_ID: gh.29.uk

CONSENT_ID:

JSON request body fields:

answer:

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"INITIATED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv3.1.0, function_name: by answerConsentChallenge, operation_id: OBPv3.1.0-answerConsentChallenge Tags: Consent, Account Information Service (AIS), PSD2,

Create Consent (EMAIL)

This endpoint starts the process of creating a Consent.

The Consent is created in an INITIATED state.

A One Time Password (OTP) (AKA security challenge) is sent Out of Band (OOB) to the User via the transport defined in SCA_METHOD
SCA_METHOD is typically "SMS","EMAIL" or "IMPLICIT". "EMAIL" is used for testing purposes. OBP mapped mode "IMPLICIT" is "EMAIL".
Other mode, bank can decide it in the connector method 'getConsentImplicitSCA'.

When the Consent is created, OBP (or a backend system) stores the challenge so it can be checked later against the value supplied by the User with the Answer Consent Challenge endpoint.

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP, AUTHORISED, AWAITINGAUTHORISATION.

Each Consent is bound to a consumer i.e. you need to identify yourself over request header value Consumer-Key.
For example:
GET /obp/v4.0.0/users/current HTTP/1.1
Host: 127.0.0.1:8080
Consent-JWT: eyJhbGciOiJIUzI1NiJ9.eyJlbnRpdGxlbWVudHMiOlt7InJvbGVfbmFtZSI6IkNhbkdldEFueVVzZXIiLCJiYW5rX2lkIjoiIn
1dLCJjcmVhdGVkQnlVc2VySWQiOiJhYjY1MzlhOS1iMTA1LTQ0ODktYTg4My0wYWQ4ZDZjNjE2NTciLCJzdWIiOiIzNDc1MDEzZi03YmY5LTQyNj
EtOWUxYy0xZTdlNWZjZTJlN2UiLCJhdWQiOiI4MTVhMGVmMS00YjZhLTQyMDUtYjExMi1lNDVmZDZmNGQzYWQiLCJuYmYiOjE1ODA3NDE2NjcsIml
zcyI6Imh0dHA6XC9cLzEyNy4wLjAuMTo4MDgwIiwiZXhwIjoxNTgwNzQ1MjY3LCJpYXQiOjE1ODA3NDE2NjcsImp0aSI6ImJkYzVjZTk5LTE2ZTY
tNDM4Yi1hNjllLTU3MTAzN2RhMTg3OCIsInZpZXdzIjpbXX0.L3fEEEhdCVr3qnmyRKBBUaIQ7dk1VjiFaEBW8hUNjfg

Consumer-Key: ejznk505d132ryomnhbx1qmtohurbsbb0kijajsk
cache-control: no-cache

Maximum time to live of the token is specified over props value consents.max_time_to_live. In case isn't defined default value is 3600 seconds.

Example of POST JSON:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com",
"valid_from": "2020-02-07T08:43:34Z",
"time_to_live": 3600
}
Please note that only optional fields are: consumer_id, valid_from and time_to_live.
In case you omit they the default values are used:
consumer_id = consumer of current user
valid_from = current time
time_to_live = consents.max_time_to_live

Authentication is Mandatory

Example 1:
{
"everything": true,
"views": [],
"entitlements": [],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"phone_number": "+49 170 1234567"
}

Please note that consumer_id is optional field
Example 2:
{
"everything": true,
"views": [],
"entitlements": [],
"phone_number": "+49 170 1234567"
}

Please note if everything=false you need to explicitly specify views and entitlements
Example 3:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"phone_number": "+49 170 1234567"
}

URL Parameters:

BANK_ID: gh.29.uk

EMAIL: felixsmith@example.com

JSON request body fields:

account_id: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

bank_id: gh.29.uk

email: felixsmith@example.com

entitlements:

everything:

role_name:

view_id: owner

views:

consumer_id: 7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh

time_to_live:

valid_from: 2020-01-27

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"INITIATED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-35009: Only SMS, EMAIL and IMPLICIT are supported as SCA methods.
  • OBP-35013: Consents can only contain Roles that you already have access to.
  • OBP-35014: Consents can only contain Views that you already have access to.
  • OBP-30019: Consumer not found. Please specify a valid value for CONSUMER_ID.
  • OBP-20058: Consumer is disabled.
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv3.1.0, function_name: by createConsentEmail, operation_id: OBPv3.1.0-createConsentEmail Tags: Consent, Account Information Service (AIS), PSD2,

Create Consent (IMPLICIT)

This endpoint starts the process of creating a Consent.

The Consent is created in an INITIATED state.

A One Time Password (OTP) (AKA security challenge) is sent Out of Band (OOB) to the User via the transport defined in SCA_METHOD
SCA_METHOD is typically "SMS","EMAIL" or "IMPLICIT". "EMAIL" is used for testing purposes. OBP mapped mode "IMPLICIT" is "EMAIL".
Other mode, bank can decide it in the connector method 'getConsentImplicitSCA'.

When the Consent is created, OBP (or a backend system) stores the challenge so it can be checked later against the value supplied by the User with the Answer Consent Challenge endpoint.

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP, AUTHORISED, AWAITINGAUTHORISATION.

Each Consent is bound to a consumer i.e. you need to identify yourself over request header value Consumer-Key.
For example:
GET /obp/v4.0.0/users/current HTTP/1.1
Host: 127.0.0.1:8080
Consent-JWT: eyJhbGciOiJIUzI1NiJ9.eyJlbnRpdGxlbWVudHMiOlt7InJvbGVfbmFtZSI6IkNhbkdldEFueVVzZXIiLCJiYW5rX2lkIjoiIn
1dLCJjcmVhdGVkQnlVc2VySWQiOiJhYjY1MzlhOS1iMTA1LTQ0ODktYTg4My0wYWQ4ZDZjNjE2NTciLCJzdWIiOiIzNDc1MDEzZi03YmY5LTQyNj
EtOWUxYy0xZTdlNWZjZTJlN2UiLCJhdWQiOiI4MTVhMGVmMS00YjZhLTQyMDUtYjExMi1lNDVmZDZmNGQzYWQiLCJuYmYiOjE1ODA3NDE2NjcsIml
zcyI6Imh0dHA6XC9cLzEyNy4wLjAuMTo4MDgwIiwiZXhwIjoxNTgwNzQ1MjY3LCJpYXQiOjE1ODA3NDE2NjcsImp0aSI6ImJkYzVjZTk5LTE2ZTY
tNDM4Yi1hNjllLTU3MTAzN2RhMTg3OCIsInZpZXdzIjpbXX0.L3fEEEhdCVr3qnmyRKBBUaIQ7dk1VjiFaEBW8hUNjfg

Consumer-Key: ejznk505d132ryomnhbx1qmtohurbsbb0kijajsk
cache-control: no-cache

Maximum time to live of the token is specified over props value consents.max_time_to_live. In case isn't defined default value is 3600 seconds.

Example of POST JSON:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com",
"valid_from": "2020-02-07T08:43:34Z",
"time_to_live": 3600
}
Please note that only optional fields are: consumer_id, valid_from and time_to_live.
In case you omit they the default values are used:
consumer_id = consumer of current user
valid_from = current time
time_to_live = consents.max_time_to_live

Authentication is Mandatory

Example 1:
{
"everything": true,
"views": [],
"entitlements": [],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
}

Please note that consumer_id is optional field
Example 2:
{
"everything": true,
"views": [],
"entitlements": [],
}

Please note if everything=false you need to explicitly specify views and entitlements
Example 3:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
}

URL Parameters:

BANK_ID: gh.29.uk

IMPLICIT: IMPLICIT

JSON request body fields:

account_id: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

bank_id: gh.29.uk

entitlements:

everything:

role_name:

view_id: owner

views:

consumer_id: 7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh

time_to_live:

valid_from: 2020-01-27

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"INITIATED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-35009: Only SMS, EMAIL and IMPLICIT are supported as SCA methods.
  • OBP-35013: Consents can only contain Roles that you already have access to.
  • OBP-35014: Consents can only contain Views that you already have access to.
  • OBP-30019: Consumer not found. Please specify a valid value for CONSUMER_ID.
  • OBP-20058: Consumer is disabled.
  • OBP-00010: Missing props value at this API instance -
  • OBP-35010: SMS server is not working or SMS server can not send the message to the phone number:
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv3.1.0, function_name: by createConsentImplicit, operation_id: OBPv3.1.0-createConsentImplicit Tags: Consent, Account Information Service (AIS), PSD2,

Create Consent (SMS)

This endpoint starts the process of creating a Consent.

The Consent is created in an INITIATED state.

A One Time Password (OTP) (AKA security challenge) is sent Out of Band (OOB) to the User via the transport defined in SCA_METHOD
SCA_METHOD is typically "SMS","EMAIL" or "IMPLICIT". "EMAIL" is used for testing purposes. OBP mapped mode "IMPLICIT" is "EMAIL".
Other mode, bank can decide it in the connector method 'getConsentImplicitSCA'.

When the Consent is created, OBP (or a backend system) stores the challenge so it can be checked later against the value supplied by the User with the Answer Consent Challenge endpoint.

An OBP Consent allows the holder of the Consent to call one or more endpoints.

Consents must be created and authorisied using SCA (Strong Customer Authentication).

That is, Consents can be created by an authorised User via the OBP REST API but they must be confirmed via an out of band (OOB) mechanism such as a code sent to a mobile phone.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP, AUTHORISED, AWAITINGAUTHORISATION.

Each Consent is bound to a consumer i.e. you need to identify yourself over request header value Consumer-Key.
For example:
GET /obp/v4.0.0/users/current HTTP/1.1
Host: 127.0.0.1:8080
Consent-JWT: eyJhbGciOiJIUzI1NiJ9.eyJlbnRpdGxlbWVudHMiOlt7InJvbGVfbmFtZSI6IkNhbkdldEFueVVzZXIiLCJiYW5rX2lkIjoiIn
1dLCJjcmVhdGVkQnlVc2VySWQiOiJhYjY1MzlhOS1iMTA1LTQ0ODktYTg4My0wYWQ4ZDZjNjE2NTciLCJzdWIiOiIzNDc1MDEzZi03YmY5LTQyNj
EtOWUxYy0xZTdlNWZjZTJlN2UiLCJhdWQiOiI4MTVhMGVmMS00YjZhLTQyMDUtYjExMi1lNDVmZDZmNGQzYWQiLCJuYmYiOjE1ODA3NDE2NjcsIml
zcyI6Imh0dHA6XC9cLzEyNy4wLjAuMTo4MDgwIiwiZXhwIjoxNTgwNzQ1MjY3LCJpYXQiOjE1ODA3NDE2NjcsImp0aSI6ImJkYzVjZTk5LTE2ZTY
tNDM4Yi1hNjllLTU3MTAzN2RhMTg3OCIsInZpZXdzIjpbXX0.L3fEEEhdCVr3qnmyRKBBUaIQ7dk1VjiFaEBW8hUNjfg

Consumer-Key: ejznk505d132ryomnhbx1qmtohurbsbb0kijajsk
cache-control: no-cache

Maximum time to live of the token is specified over props value consents.max_time_to_live. In case isn't defined default value is 3600 seconds.

Example of POST JSON:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com",
"valid_from": "2020-02-07T08:43:34Z",
"time_to_live": 3600
}
Please note that only optional fields are: consumer_id, valid_from and time_to_live.
In case you omit they the default values are used:
consumer_id = consumer of current user
valid_from = current time
time_to_live = consents.max_time_to_live

Authentication is Mandatory

Example 1:
{
"everything": true,
"views": [],
"entitlements": [],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com"
}

Please note that consumer_id is optional field
Example 2:
{
"everything": true,
"views": [],
"entitlements": [],
"email": "eveline@example.com"
}

Please note if everything=false you need to explicitly specify views and entitlements
Example 3:
{
"everything": false,
"views": [
{
"bank_id": "GENODEM1GLS",
"account_id": "8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0",
"view_id": "owner"
}
],
"entitlements": [
{
"bank_id": "GENODEM1GLS",
"role_name": "CanGetCustomer"
}
],
"consumer_id": "7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh",
"email": "eveline@example.com"
}

URL Parameters:

BANK_ID: gh.29.uk

SMS:

JSON request body fields:

account_id: 8ca8a7e4-6d02-40e3-a129-0b2bf89de9f0

bank_id: gh.29.uk

entitlements:

everything:

phone_number:

role_name:

view_id: owner

views:

consumer_id: 7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh

time_to_live:

valid_from: 2020-01-27

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"INITIATED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-35009: Only SMS, EMAIL and IMPLICIT are supported as SCA methods.
  • OBP-35013: Consents can only contain Roles that you already have access to.
  • OBP-35014: Consents can only contain Views that you already have access to.
  • OBP-30019: Consumer not found. Please specify a valid value for CONSUMER_ID.
  • OBP-20058: Consumer is disabled.
  • OBP-00010: Missing props value at this API instance -
  • OBP-35010: SMS server is not working or SMS server can not send the message to the phone number:
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv3.1.0, function_name: by createConsentSms, operation_id: OBPv3.1.0-createConsentSms Tags: Consent, Account Information Service (AIS), PSD2,

Get Consents

This endpoint gets the Consents that the current User created.

Authentication is Mandatory

URL Parameters:

BANK_ID: gh.29.uk

JSON response body fields:

api_standard: api_standard

api_version:

consent_id:

consents:

jwt:

status:

Typical Successful Response:

								
									
{ "consents":[{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"INITIATED", "api_standard":"Berlin Group", "api_version":"v1.3" }] }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv4.0.0, function_name: by getConsents, operation_id: OBPv4.0.0-getConsents Tags: Consent, Account Information Service (AIS), PSD2,

Get My Consents Info

This endpoint gets the Consents that the current User created.

Authentication is Mandatory

URL Parameters:

BANK_ID: gh.29.uk

JSON response body fields:

api_standard: api_standard

api_version:

consent_id:

consents:

consumer_id: 7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh

created_by_user_id:

last_action_date: last_action_date

last_usage_date: last_usage_date

status:

Typical Successful Response:

								
									
{ "consents":[{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "consumer_id":"7uy8a7e4-6d02-40e3-a129-0b2bf89de8uh", "created_by_user_id":"9ca9a7e4-6d02-40e3-a129-0b2bf89de9b1", "last_action_date":"2020-01-27", "last_usage_date":"2021-04-08T09:12:27Z", "status":"INITIATED", "api_standard":"Berlin Group", "api_version":"v1.3" }] }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv4.0.0, function_name: by getConsentInfos, operation_id: OBPv4.0.0-getConsentInfos Tags: Consent, Account Information Service (AIS), PSD2,

Revoke Consent

Revoke Consent for current user specified by CONSENT_ID

There are a few reasons you might need to revoke an application’s access to a user’s account:
- The user explicitly wishes to revoke the application’s access
- You as the service provider have determined an application is compromised or malicious, and want to disable it
- etc.

Please note that this endpoint only supports the case:: "The user explicitly wishes to revoke the application’s access"

OBP as a resource server stores access tokens in a database, then it is relatively easy to revoke some token that belongs to a particular user.
The status of the token is changed to "REVOKED" so the next time the revoked client makes a request, their token will fail to validate.

Authentication is Mandatory

URL Parameters:

BANK_ID: gh.29.uk

CONSENT_ID:

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.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.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"REJECTED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv3.1.0, function_name: by revokeConsent, operation_id: OBPv3.1.0-revokeConsent Tags: Consent, Account Information Service (AIS), PSD2,

Update Consent Status

This endpoint is used to update the Status of Consent.

Each Consent has one of the following states: INITIATED, ACCEPTED, REJECTED, REVOKED, RECEIVED, VALID, REVOKEDBYPSU, EXPIRED, TERMINATEDBYTPP, AUTHORISED, AWAITINGAUTHORISATION.

Authentication is Mandatory

URL Parameters:

BANK_ID: gh.29.uk

CONSENT_ID:

JSON response body fields:

consent_id:

jwt:

status:

Typical Successful Response:

								
									
{ "consent_id":"9d429899-24f5-42c8-8565-943ffa6a7945", "jwt":"eyJhbGciOiJIUzI1NiJ9.eyJlbnRpdGxlbWVudHMiOltdLCJjcmVhdGVkQnlVc2VySWQiOiJhYjY1MzlhOS1iMTA1LTQ0ODktYTg4My0wYWQ4ZDZjNjE2NTciLCJzdWIiOiIyMWUxYzhjYy1mOTE4LTRlYWMtYjhlMy01ZTVlZWM2YjNiNGIiLCJhdWQiOiJlanpuazUwNWQxMzJyeW9tbmhieDFxbXRvaHVyYnNiYjBraWphanNrIiwibmJmIjoxNTUzNTU0ODk5LCJpc3MiOiJodHRwczpcL1wvd3d3Lm9wZW5iYW5rcHJvamVjdC5jb20iLCJleHAiOjE1NTM1NTg0OTksImlhdCI6MTU1MzU1NDg5OSwianRpIjoiMDlmODhkNWYtZWNlNi00Mzk4LThlOTktNjYxMWZhMWNkYmQ1Iiwidmlld3MiOlt7ImFjY291bnRfaWQiOiJtYXJrb19wcml2aXRlXzAxIiwiYmFua19pZCI6ImdoLjI5LnVrLngiLCJ2aWV3X2lkIjoib3duZXIifSx7ImFjY291bnRfaWQiOiJtYXJrb19wcml2aXRlXzAyIiwiYmFua19pZCI6ImdoLjI5LnVrLngiLCJ2aWV3X2lkIjoib3duZXIifV19.8cc7cBEf2NyQvJoukBCmDLT7LXYcuzTcSYLqSpbxLp4", "status":"AUTHORISED" }
Validations:
  • Required JSON Validation: No
  • Allowed Authentication Types: Not set
Possible Errors:
  • OBP-20001: User not logged in. Authentication is required!
  • OBP-30001: Bank not found. Please specify a valid value for BANK_ID.
  • OBP-10001: Incorrect json format.
  • OBP-50200: Connector cannot return the data we requested.
  • OBP-50000: Unknown Error.
Connector Methods:
Version: OBPv4.0.0, function_name: by updateConsentStatus, operation_id: OBPv4.0.0-updateConsentStatus Tags: Consent, Account Information Service (AIS),